Raquel Koester

• “Raquel was able to move quickly to help us secure a mortgage for our vacation home. She was also extremely helpful and knowledgeable with the process and adapted to changes quickly.”

  Jeffery L · Saugatuck, MI · Sep 2026

• “Raquel made herself very available at all hours of the day, super friendly, does a job well done!”

  Taylor A · Hebron, IL · Jul 2026

• “Raquel was amazing and really went above and beyond! She is a very professional and thinks outside the box. I would recommend her to anyone looking for a home loan!”

  Donald A R · Crystal Lake, IL · Jul 2026

• “Raquel at Home State Bank did an outstanding job on helping me secure my home mortgage loan. She walked me through every step of the process and was very fast to answer any and all questions. Her professionalism is top notch and is truly a miracle worker. I cannot recommend her enough.”

  Jeff R · Jul 2026

• “Working with raquel was a great experience from start to finish. They were knowledgeable, responsive, and always took the time to answer my questions and explain each step of the process. Their professionalism and support made buying my home much less stressful, and I truly appreciate everything they did to help me reach closing day.”

  Samuel R V · Wonder Lake, IL · Jul 2026

• “Raquel went above and beyond to ensure my home loan was completed and ready for closing. Very easy to talk to, and took the time to answer all my questions. Comunication was outstanding, guiding me through every step of the way to closing. Raquel is truly a miracle worker.”

  Jeffrey R · McHenry, IL · Jul 2026

• “Raqual was available anytime we had any questions or concerns . Walked us through everything”

  Terrie L C · Woodstock, IL · Jun 2026

• “Buying our first home felt overwhelming at times, but Raquel made the entire process so much easier. From the very beginning, she was knowledgeable, patient, and always willing to answer every question we had. She kept us informed throughout the process, explained everything clearly, and made sure we felt comfortable every step of the way.”

  Jennifer C T · Woodstock, IL · Jun 2026

• “Raquel is a really profesional hard working mortgage consultant. she helped us to achieve our dream. We are so grateful she got us there. Thank you so much Raquel.”

  Edwin M · Harvard, IL · Jun 2026

• “Although homebuying can be stressful, -Raquel made the process so manageable. She made me feel less stressed and made the process so smooth. I will always appreciate her and recommend her to eveyone I can.”

  Enedelia M · Harvard, IL · Jun 2026

Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.