
Mortgage Consultant · NMLS 583430
Kyle Geisser
Kyle has spent 25 years helping McHenry County families buy, build, and refinance, with access to portfolio pricing as well as Fannie Mae and major-bank executions.
- Crystal Lake, Illinois
- 25+ years in lending
- 4.91 from 244 verified reviews
Specialties
- Purchase
- Refinance
- Construction
- First-time buyers
How it works with Kyle
- 1
Start online with Kyle's application or call 815-482-4404. Fifteen minutes, no credit impact.
- 2
Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.
- 3
Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.
Kyle Geisser, Mortgage Consultant, Home State Bank, N.A. NMLS 583430. Company NMLS 478452. Member FDIC. Equal Housing Lender.
Reach Kyle
Ask a question, or ask for a call back.
Client reviews
What Kyle's clients say.
4.91
244 verified reviews
Collected by Experience.com“The communication was fantastic. Kyle helped us every step of the way and he was so easy to work with. We never had to guess what was happening next and i I appreciate that so much!”
Anastasia L R · Fox River Grove, IL · Jul 2026
“Kyle kept in contact every step of the way”
Dustin O C · Mchenry, IL · Jun 2026
“Kyle was able to walk us through the process of getting a loan and was usually helpful and explained things clearly. Kyle was able to make this tedious process mostly pleasant and for that we are thankful.”
Austin R O · Island Lake, IL · Jun 2026
“Kyle was fantastic throughout the whole process. He explained everything perfectly. Made us feel relaxed with everything.”
Melissa E E · Lake Villa, IL · Jun 2026
“Kyle was extremely responsive and helpful from the start. He always answered questions and never made us feel pressured to do something we weren't comfortable with. Was a pleasure to be able to work with him.”
Lewis P B · Lake Villa, IL · May 2026
“Kyle was incredibly knowledgeable iand communicative during the entire loan process. Kyle showed that he is a subject matter expert and helped make an incredibly stressful process feel easy.”
David M C · Springfield, IL · May 2026
“Kyle is very knowledgeable and helped my wife and I know what and how we could afford for our first home. I will absolutely work with him again when the time comes.”
James A N · Mchenry, IL · Apr 2026
“Was the person because he try everything for get the best deal for my mortgage so thank you so much Kyle.”
Santos D · East Dundee, IL · Apr 2026
“Kyle was extremely thorough, organized, and ready to answer any questions I may have. He made sure to clearly explain everything so I didn't end up having many questions at all. His speedy response times on pre-approval letters allowed us to make our initial offer and then a counter offer which was accepted by the seller. Both Kyle and Jenelle were amazing and made the entire buying process very clear and uneventful. Thank you for everything! You guys rock!”
William A J · Lindenhurst, IL · Mar 2026
“From the time we met Kyle we were so impressed with his professionalism and character in the lending business. He was excellent in communicating and keeping us updated on the loan process. He explained and educated us on all the procedures that would take place during this process. I highly recommend using Kyle for obtaining a loan.”
Sheila D · Mar 2026
Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.
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Ready? Kyle is one call away.
Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.



