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Home State Bank
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David Thomsen, Personal Mortgage Expert

Personal Mortgage Expert · NMLS 631486

David Thomsen

Thirty years in lending and available seven days a week until 9 p.m., because offers don't wait for business hours.

Apply with David847-980-8053Email

Specialties

  • Purchase
  • Refinance
  • Evening & weekend availability

How it works with David

  1. 1

    Start online with David's application or call 847-980-8053. Fifteen minutes, no credit impact.

  2. 2

    Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.

  3. 3

    Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.

David Thomsen, Personal Mortgage Expert, Home State Bank, N.A. NMLS 631486. Company NMLS 478452. Member FDIC. Equal Housing Lender.

Reach David

Ask a question, or ask for a call back.

Your information is never sold. Submitting this form does not pull your credit and is not a loan application. Message and data rates may apply if you opt into texts.

Client reviews

What David's clients say.

4.87

116 verified reviews

Collected by Experience.com
  • “David is easy to work with and does a great job every atep of the way!!!”

    Jeffrey T R · Lake Geneva, WI · May 2026

  • “Great communication and availability”

    Christine S · Buffalo Grove, IL · Jul 2024

  • “Very detailed communication and follow-ups made each step of the process smooth. Thank you so much!”

    Amber R Z · Harvard, IL · Jun 2024

  • “As first-time homebuyers, we learned a lot along the way and are grateful for all of David's help. He is very knowledgeable, communicative, and explains each step of the process. Thank you David for all of your advice, support, and answering my many questions. We are grateful for how smooth the process was and are so happy in our home!”

    Geena M H · Gurnee, IL · Mar 2024

  • “David was very communicative. He really helped me get a tough loan together and get my home. I would highly recommend David to friends and family.”

    Keith L L · Elgin, IL · Feb 2024

  • “David is so knowledgeable. He's also responsive and thorough.”

    Katharine A O · Arlington Heights, IL · Dec 2023

  • “David was a pleasure to work with. Great communication and very patient with our questions. Made the mortgage process very stress free. Thank you David.”

    Matthew M · Arlington Heights, IL · Oct 2023

  • “David and Kali are very helpful and took care of everything on time. I was very pleased .”

    Magdalena M · Arlington Heights, IL · Sep 2023

  • “As first time home buyers, David had an answer to any question we had which helped make the home buying process as smooth as possible. We felt like we were valued customers from day one!”

    Andrew J B · Round Lake Park, IL · Sep 2023

Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.

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Next step

Ready? David is one call away.

Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.

Apply now815-459-2000Choose a loan officer