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Home State Bank
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Jim Sorenson, Executive Vice President, Mortgage Lending

Executive Vice President, Mortgage Lending · NMLS 488093

Jim Sorenson

Jim has led residential lending in McHenry County for three decades and has run Home State Bank's mortgage team since 2005. He built the department around one idea: the person who approves your loan should be someone you can shake hands with.

Apply with Jim815-245-3200Email

Specialties

  • Purchase
  • Refinance
  • Jumbo
  • Portfolio
  • New construction

How it works with Jim

  1. 1

    Start online with Jim's application or call 815-245-3200. Fifteen minutes, no credit impact.

  2. 2

    Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.

  3. 3

    Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.

Jim Sorenson, Executive Vice President, Mortgage Lending, Home State Bank, N.A. NMLS 488093. Company NMLS 478452. Member FDIC. Equal Housing Lender.

Reach Jim

Ask a question, or ask for a call back.

Your information is never sold. Submitting this form does not pull your credit and is not a loan application. Message and data rates may apply if you opt into texts.

Client reviews

What Jim's clients say.

4.93

58 verified reviews

Collected by Experience.com
  • “Jim made the home-buying process smooth and stress-free. He was responsive, knowledgeable, and guided us clearly through every step. Thanks to his professionalism and attention to detail, we closed on time. We highly recommend Jim!”

    Eric M D · Mchenry, IL · Aug 2026

  • “This was my first home purchase and Jim was so patient and always available whenever I had questions.”

    Nicole P · Island Lake, IL · Jul 2026

  • “Jim was very thourough. The communication was excellant”

    Steven D B · Village Of Lakewood, IL · Jun 2026

  • “Jim was a great lender to work with, we had many questions and he was quick to respond with answers and options for us. Highly recommend for anyone wanting a great experience!”

    Theresa J W · Woodstock, IL · Jul 2023

  • “The process was easy and quick”

    Tristian C · Woodstock, IL · Nov 2022

  • “Jim was fantastic. He made himself available at any time of the day to answer any questions I had. He was extremely personable and was always a pleasure to talk with. Once we're ready to refinance I will be going straight back to Jim. Thanks Jim!”

    Jonathan L · Richmond, IL · Nov 2022

  • “Jim did a great job with everything! Very helpful and worked quick to get my loan done in time. Very professional and helpful. Would 10/10 recommend.”

    Abbey L R · Woodstock, IL · Sep 2022

  • “Jim was great to work with. Very knowledgeable and helpful. He was available at anytime to answer questions. Truly amazing to work with.”

    Jennifer M S · Huntley, IL · Sep 2022

Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.

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Next step

Ready? Jim is one call away.

Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.

Apply now815-459-2000Choose a loan officer