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Home State Bank
815-459-2000Apply now
Jonathan Gonzalez, Loan Officer

Loan Officer · NMLS 1784403

Jonathan Gonzalez

Jonathan works with first-time buyers and growing families across the northwest suburbs, in English and Spanish.

Apply with Jonathan847-989-2256Email

Specialties

  • First-time buyers
  • FHA
  • Se habla español

How it works with Jonathan

  1. 1

    Start online with Jonathan's application or call 847-989-2256. Fifteen minutes, no credit impact.

  2. 2

    Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.

  3. 3

    Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.

Jonathan Gonzalez, Loan Officer, Home State Bank, N.A. NMLS 1784403. Company NMLS 478452. Member FDIC. Equal Housing Lender.

Reach Jonathan

Ask a question, or ask for a call back.

Your information is never sold. Submitting this form does not pull your credit and is not a loan application. Message and data rates may apply if you opt into texts.

Client reviews

What Jonathan's clients say.

5.00

7 verified reviews

Collected by Experience.com
  • “Jonathan made purchasing my first home finally possible! he worked around the clock to help , he would be responsive after business hours to help with any questions. if you're looking to purchase a home jonathan is your guy!”

    Miguel A T · Round Lake, IL · Aug 2026

  • “Really reliable, great communication. Build a good bond together and went stratight to business. good people to work with really recommend for family and Friends.”

    Jonathan D · Elgin, IL · Jul 2026

  • “Thanks to Jonathan for his help in purchasing our home ,he assisted us with all the paperwork. With his help, it was very easy to obtain the documents we needed And very good communication.”

    Josue T · Rockford, IL · Jul 2026

  • “Jonathan was on point every step of the way. While the process was a headache on my end he ensured to run the process smoothly!”

    Julio S · Chicago, IL · Jun 2026

  • “Communication was the key. Problem solving when certain issues arised. Always on top of the process from day one to closing. I strongly believe his efficiency to coordinate with everyone made it possible to close early. Thank you for making the process easier.”

    Noe C · Gurnee, IL · Jun 2026

  • “Very friendly and helpful, did excatly what he said he was gonna do. I recommend everyone to him”

    Lupita M G · Elgin, IL · Apr 2026

  • “En poder ayudar en la compra de la casa 🏠”

    Ezequiel M · Joliet, IL · Mar 2026

Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.

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Next step

Ready? Jonathan is one call away.

Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.

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