FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDIC · Equal Housing Lender · NMLS 478452 · Crystal Lake, IL · Appleton, WI · Since 1915

New loans 815-459-2000· Mon–Fri 9am–5pm · Sat 9am–12pm Make a payment Online banking

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Loan programs

Loans for building.

One closing from foundation to front door, with draws inspected locally and a lender who knows your builder.

Portfolio loans
Portfolio
Loans we keep on our own books, so we can say yes when a guideline says no.
Underwriting
Common sense
Servicing
By us, forever
Construction
Portfolio
One closing from foundation to front door, with draws managed locally.
Closings
One
During build
Interest-only draws

Next step

Not sure which program fits? That's the first conversation.

Tell a loan officer what you're trying to do. They'll map two or three options with real numbers, including whether the portfolio is the better home for your loan.

Apply now 815-459-2000 Choose a loan officer