Branch Manager & Loan Originator · NMLS 274050
Laura Truax
Laura has worked every seat in a mortgage operation: processing, underwriting, operations, and sales. That's why her clients' files move. She leads our Wisconsin team from the Appleton office.
- Appleton, Wisconsin
- 20+ years in lending
- 4.91 from 22 verified reviews
Specialties
- Purchase
- Refinance
- WHEDA
- Construction
How it works with Laura
- 1
Start online with Laura's application or call 920-428-1030. Fifteen minutes, no credit impact.
- 2
Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.
- 3
Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.
Laura Truax, Branch Manager & Loan Originator, Home State Bank, N.A. NMLS 274050. Company NMLS 478452. Member FDIC. Equal Housing Lender.
Reach Laura
Ask a question, or ask for a call back.
Client reviews
What Laura's clients say.
4.91
22 verified reviews
Collected by Experience.com“was unbelievably pleasant and helpful from the very first meeting all the way through the entire process. She was very understanding and had a good mix of business professionalism and humor. Being this was my first time purchasing a home, I can't imagine anybody bein positi”
Joshua C W · Appleton, WI · Sep 2026
“Laura was always quick to respond and helpful.”
Nicholas M · Beaver Dam, WI · Jul 2026
“Laura was very professional and knowledgeable. She explained things in a way that was easy to understand.”
Christopher T · Hilbert, WI · Jun 2026
“Laura is efficient, she was always on top of everything we needed and got us pre-approved right away! We recommend Laura and her team for future home buyers that are looking for a lender! She is awesome!!”
Astrid T · Hilbert, WI · Jun 2026
“Working with Laura was such a great experience from start to finish. She made the mortgage process feel simple and stress-free, explained everything clearly, and was always available whenever we had questions. She was incredibly responsive, professional, and worked hard to make sure everything stayed on track for closing. We’re so grateful for all of her help and would highly recommend Laura to anyone going through the home buying process!”
Hayley G · Oshkosh, WI · May 2026
“Everything was amazing!”
Joshua G · Oshkosh, WI · May 2026
“Laura and the team are the best! Always responsive and care about what's best for their clients.”
Jason G · Appleton, WI · Dec 2025
“Laura was amazing and I've already recommended her to several people. She was kind, extremely timely, and was willing to explain every detail as many times as I needed to ensure I was informed about what was happening.”
Justine E · Appleton, WI · Oct 2025
“The whole processed moved so fast! We were blown away by the experience.”
Nathan S · Oshkosh, WI · Jul 2025
“Laura and her team did an amazing job! We were able to close on our home 13 days after our offer was accepted. Truly amazing! We are so grateful for all they did for us.”
Amanda S · Oshkosh, WI · Jul 2025
Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.
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Next step
Ready? Laura is one call away.
Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.