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Home State Bank
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Stewart Hoyer, Mortgage Consultant

Mortgage Consultant · NMLS 290202

Stewart Hoyer

Two decades of Fox Valley lending, from first homes to lake homes.

Apply with Stewart920-570-2602Email

Specialties

  • Purchase
  • Refinance
  • Second homes

How it works with Stewart

  1. 1

    Start online with Stewart's application or call 920-570-2602. Fifteen minutes, no credit impact.

  2. 2

    Get a pre-approval, usually the same day, that sellers and Realtors around here recognize.

  3. 3

    Processing, underwriting, and closing all happen in our own building. Your loan officer walks the file, not a queue.

Stewart Hoyer, Mortgage Consultant, Home State Bank, N.A. NMLS 290202. Company NMLS 478452. Member FDIC. Equal Housing Lender.

Reach Stewart

Ask a question, or ask for a call back.

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Client reviews

What Stewart's clients say.

4.92

61 verified reviews

Collected by Experience.com
  • “Stewart is always very informative and easy to work with. There was never any pressure situations or anything that gave me bad vibes from him or anyone with the home state bank team. I am very appreciative of the great work Stewart did to make this first time home buying journey a great one! Thanks again Stewart and team!!”

    Bradley M · Kaukauna, WI · Sep 2026

  • “Stewart was very responsive throughout this process and did a great job explaining anything that was unclear and answering out questions”

    Callahan E · Menasha, WI · Sep 2026

  • “Fast response and step by step instructions on what was happening.”

    John J · New Holstein, WI · Aug 2026

  • “Stewart, was great to work with buying our first home, without having a realtor involved. Stewart responded to our questions efficientl, and helped guide us through the process.”

    Andrew T · Black Creek, WI · Aug 2026

  • “stewart was super helpful with everything and was able to get us are family home in shot time”

    Joel B · Two Rivers, WI · Jun 2026

  • “Stewart and the team did a great job working with my unique situation and were understanding and easy to work with!”

    Ashley S · Neenah, WI · Jun 2026

  • “Stewart was great to work with. He was always available to answer any questions we had and always gave us quick responses, no matter what day or what time. He helped us so much with this being our first home purchase and explaining how the processed worked.”

    Chelsea L · Appleton, WI · May 2026

  • “Stewart made every step simple and easy for us to accomplish. Made everything very smooth.”

    Cory R · Oshkosh, WI · May 2026

  • “Stewart was and is the best communicator we've had as a lender. He truly cares about what was best for our family.”

    Skylar L · Sherwood, WI · May 2026

Reviews are submitted by verified Home State Bank clients through Experience.com after closing and are shown as written. This page shows a selection of recent reviews rated 4.5 stars or higher. The overall rating and review count reflect every review on file, and the full set, including lower ratings, is on the Experience.com profile linked above.

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Next step

Ready? Stewart is one call away.

Start the application online, or call and ask for the mortgage department. Either way, a real human in Crystal Lake or Appleton takes it from there.

Apply now815-459-2000Choose a loan officer